Ideal combination of protection and cash accumulation in an Equity Index Universal Life. 

EIUL is a flexible premium universal life insurance product designed to provide solid death benefits protection with outstanding long-term cash value accumulation.

Key policy features: (Illustrations base on Preferred Plus,  Index Credits 8.45%, and Fixed account 4.65%).

 
Example 1:  If you are 27 years old female, in good health. Allocated $150 monthly, at the age of 65 you can receive $575,491 in lump sum Free of Income Tax and No Surrender charges, plus a death benefits of $702,051.

 

Example 2: If you are 45 years old, male, in good health. Allocated $5000 annually, at the age of 65 you can recieve $349,000 in lump sum Free of Income Tax, plus a death benefits of 350,000.Request your own design plan. Products like EIUL play to your strengths.

Example 3: How about birthday present for your grandchild worth over $900,000 (in cash value) if you have been allocating $52 per month for 35 years, plus death benefits of $1,591,935.

 

  • Compound Growth with no downside market index risk.  

  •  Waiver of surrender charges is available.

  • You can have Income-Tax Free on withdrawals and on transfers to heirs.
  • Choice of several market indexes (S&P's) allocation.

  • Earn market-linked interest - without the risk of market loss.

  • Accelerated benefits for terminal illness/condition up to $1 million.

  • Some plans come with Guaranteed no-lapse death benefit / coverage to age 120.

  • Compound Income projection illustration available.

  

 

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